Buying, Selling, Refinancing

Our attorneys handle numerous types of cases dealing with property, including those listed below. The most common property transactions that we handle are the purchase, sale or refinance of real estate.

Closing Representation

A closing is the final step in a real estate transaction. At closing the deed to title is finalized and transferred from the seller to the buyer. Mortgage terms, title insurance, and closing costs are also confirmed and paid. Once all the necessary signatures are obtained, funds are transferred, and the proper documents are recorded, the buyer may take possession of the property.

Whether you are a buyer or a seller, solid legal representation is vital. Understanding the process from beginning to end is important, as is knowing the meaning of the documents you sign. The entire experience can be less stressful with proper and appropriate legal advice.


The attorneys at McLane & McLane handle the legal work in all forms of real estate transactions. These transactions include buying a new home or investment property, selling your home or refinancing.

Refinancing refers to the replacement of an existing debt obligation with a debt obligation bearing different terms. The most common consumer refinance is for a home mortgage. Someone may refinance to reduce interest rate/costs, extend the repayment time, pay off other debt(s), change interest rate fluctuations (paying off a loan with a variable-rate and refinancing with a fixed-rate loan), or provide money for investment, consumption, or the payment of a dividend. Refinancing is generally used to improve overall cash availability.

Commercial Transactions

There are many forms of commercial real estate transactions, including purchasing or selling a commercial building, financing, leasing, and developing commercial real estate. It is critical that you choose an experienced attorney to assist with your commercial real estate endeavors.

Homestead Advice

A Homestead is a type of protection for a person’s residence in the form of a document called a “Declaration of Homestead”. The form is notarized when you sign, then recorded at the Registry of Deeds in the county where the property is located, referencing the title/deed to the property. It allows homeowners in Massachusetts to protect their property up to $500,000.00 of the value of their primary residence.

Title Insurance

Title insurance is protection against loss arising from problems connected to the title to your property. Before you purchased your home, it may have gone through several ownership changes, and the land on which it is located went through many more. There may be a weak link at any point in that “chain” of ownership that could surface to cause difficulty. For example, someone along the way may have forged a signature in transferring title. There may be unpaid real estate taxes or other liens. If these issues arise after you own the property, title insurance covers the insured party for claims and legal fees.

If our practice areas do not address your particular needs, we have a network of trusted attorneys that we feel comfortable sending clients to. Please be sure to call our office and speak to one of our attorneys so that we can refer you to the right professional.


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