Estate Planning Is for Everyone
More Than Millionaires, Why Your Family
Needs a Plan
Homeowners, parents, single professionals, even recent graduates with modest 401(k)s share one thing: assets that freeze or detour if they die without instructions. By writing a plan now, you spare relatives a court‑supervised scavenger hunt, protect minor children from guardians you wouldn’t choose, and keep family heirlooms from being sold to cover probate fees. Estate planning is really life planning, organized ahead of the unexpected.
We never considered ourselves wealthy, but our estate plan saved our kids months of stress and thousands in fees.
Core Documents Every Plan Should Have
- Last Will & Testament – Directs who gets your money and property and names guardians for your children.
- Revocable Trust – Keeps assets private, bypasses probate.
- Healthcare Proxy – Authorizes a trusted decision-maker for medical choices.
- Durable Power of Attorney – Lets someone manage finances if you’re incapacitated.
The Hidden Advantages of a Trust
Probate can take years in Massachusetts, and court filings become public record. A revocable trust sidesteps both problems. By retitling your home, investment accounts, and even digital assets into the trust now, you keep everything private and accessible to your chosen successor trustee the moment it’s needed. That speed lets your spouse pay the mortgage, your children cover living expenses, and your legacy stay off government websites.
What Happens Without a Plan
If you die intestate, Massachusetts statutes dictate who inherits, often ignoring stepchildren, charities, or friends you hoped to help. Accounts can be frozen for months while the probate court appoints a personal representative. Meanwhile, creditors file claims, family members quarrel, and private details of your estate become public. The extra fees alone can drain tens of thousands that could have gone to your heirs, turning avoidable legal chores into lasting financial wounds for everyone left behind.
Our Flat‑Fee Four‑Step Process
- Discovery Meeting – Map assets, goals, and potential tax issues in plain English.
- Draft Review – Receive plain-language documents within two weeks for feedback.
- Signing Day – Finalize everything with witnesses and a notary in one visit.
- Funding & Follow-Up – Guide retitling of assets.
Schedule Your Free Estate‑Planning Consultation
Estate planning isn’t morbid, it’s an act of love. A 45 minute conversation with our team answers questions about guardians, tax exposure, and how to update beneficiaries after life changes. We handle the drafting and filing so you can focus on living, not paperwork. Because we charge flat fees, you’ll know the cost before we begin, and because we store digital copies, your family can retrieve documents whenever they need them, no courthouse trip required during stressful times.